Search Bank IFSC Code


IFSC (Indian Financial System Code) is basically a code which is alphanumeric containing 11 Characters. It is given to each bank branch which takes part in the basic electronic systems i.e. RTGS (Real Time Gross Settlement) or NEFT (National Electronic Funds Transfer).


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Questions and Answers on Bank IFSC Code

IFSC (Indian Financial System Code) is basically a code which is alphanumeric containing 11 Characters. It is given to each bank branch which takes part in the basic electronic systems i.e. RTGS (Real Time Gross Settlement) or NEFT (National Electronic Funds Transfer). Click here to know more about the IFSC code.
It is very easy to find out the IFSC codes only if you know the name of the bank, branch and city where the branch is located. Click here to find your IFSC code.
IFSC Code helps in safe and secure financial transactions. It operates by identifying each other from one bank to another; thereby validating the details provided by a person or remitter who intends to perform an online money transaction. So if a remitter enters a incorrect IFSC Code for a payee, then the financial transaction will be declined.
SWIFT code is an international bank code that identifies particular banks worldwide and IFSC code is short for Indian Financial System Code which is provided to all the Indian bank branches.
Below are some key benefits related to the IFSC code : -
  • Helpful In Internet Banking
  • Quick Transfers
  • Less Or No Fraud
  • Constant Communication Possible
  • Helps In Making Payment Transfers Through NEFT And RTGS
  • Encourages paperless money transfers
  • Assists Banks For Validation And Reconciliation Purposes
IFSC code has been mainly developed to facilitate the process of electronic money transfer between banks in India. The branch code represents the identity of the location of the bank branch. IFSC code gives additional information of bank, whereas bank code only deals with identification of the particular branch.
Magnetic Ink Character Recognition is a technology of processing cheques.It is of 9 digits and can be found in your bank account cheque book. Banks use the technique to verify the validity and enhance the security of signed checks, MICR characters are printed with a magnetic toner or ink made of iron oxide. Click here to read more about MICR code.
The IFSC is an eleven character code assigned by RBI (Reserve Bank of India).The first 4 alphabet characters represent the Bank. Next character is zero, reserved for future purpose. Last six characters signify the branch code.
IFSC code is used by electronic payment system applications such as RTGS, NEFT and CFMS.
A SWIFT code is used to identify a specific bank during an international transaction, whereas IBAN is used to identify an individual account involved in the international transaction.